Where will your next paycheck come from after you retire? There are many different strategies to help you create your own personal pension, and as independent advisers, we have the ability to be both objective and selective when recommending them to you.

Which option is best for your family, or do you have alternatives? We can advise you on what to do with both your pension plan and your self-directed retirement assets such as 401(k)’s, IRA’s and cash balance plans.

In order to ensure your retirement income plan is both tax-efficient and sustainable, we will coordinate withdrawals between your different “buckets” of money to balance your tax responsibility every year.

When is the best time for you and your spouse to claim? What’s your breakeven age if you draw early? Let us walk you through an interactive and powerful exercise that will answer these questions and establish the best strategy for you.

We can provide you with guidance on what to do with your “RMD’s” once you reach 73, especially if you have no need for the income.

Healthcare tends to get more expensive as you get older, so having strategies in place to help lighten the financial impact is vital to the success of your retirement plan.